Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

Types of Personal Information

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

• Social Security number
• Account balances
• Payment history
• Credit history
• Credit scores
• Mortgage rate and payments

When you are no longer our customer, we continue to share your information as described in this notice.

Sharing Information

All financial companies need to share customer’s personal information to run their everyday business.  In the section below, we list the reason financial companies can share their customer’s personal information; the reasons Greenfield Banking Company (GBC) chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

 For our everyday business purposes:

such as to process your transaction, maintain your account(s), respond to court orders and legal investigation, or report to credit bureaus

 GBC Share? Yes                    Can you limit this sharing? No

 For our marketing purposes:

to offer our product and service to you

GBC Share? Yes                      Can you limit this sharing? No

 For joint marketing with other financial companies:

GBC Share? Yes                      Can you limit this sharing? No

 For our affiliate’s everyday business purposes:

information about your transactions and experiences

GBC Share? No                      Can you limit this sharing? We don’t share

 For our affiliate’s everyday business purposes:

 information about your creditworthiness

 GBC Share? No                     Can you limit this sharing? We don’t share

  For non-affiliates to market to you

GBC Share? No                      Can you limit this sharing? We don’t share

What We Do

How does Greenfield Banking Company (GBC) protect my personal information?

    To protect your personal information form unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

     We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Greenfield Banking Company collect my personal information?

     We collect your personal information, for example, when you

• Open an account
• Deposit money
• Apply for a loan
• Use your credit or debit card
• Provide employment information

      We also collect your personal information from others such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

     Federal law gives you the right to limit only:

• sharing for affiliate’s everyday business purposes-information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates: companies related by common ownership or control.  They can be financial and non-financial companies

*  Greenfield Banking Company (GBC) does not share with our affiliates.

Non-Affiliates:  companies not related by common ownership or control.  They can be financial and non-financial companies.

*  Greenfield Banking Company (GBC) does not share with non-affiliates so they can market to you.

Joint Marketing: A formal agreement between non-affiliated financial companies that together, market financial products or service to you.

*  Our joint marketing partners include identity theft protection companies.